8 min read
New vs Old Tax Regime: Which One Saves More Tax for AY 2026-27?
The New Tax Regime is the default tax regime in India featuring 7 concessional tax slabs, ₹75,000 standard deduction, and zero tax on salaried income up to ₹12.75 Lakh.
Category
Income Tax Planning Guides
New vs Old Tax Regime, standard deductions, 87A rebates, and tax slabs.
7 min read
Income Tax Calculation Explained: Slabs, 87A Rebate, Surcharge & Cess
Learn how the Indian income tax engine works step-by-step from Gross Salary to Final Tax Payable under AY 2026-27 rules.
5 min read
Tax on ₹10 Lakh Salary: Complete New vs Old Regime Calculation
For a salaried employee earning ₹10 Lakh CTC in AY 2026-27, New Regime tax is ₹0 due to the enhanced ₹12 Lakh Section 87A rebate.
6 min read
Tax on ₹15 Lakh Salary: New vs Old Regime Detailed Breakdown
On a ₹15 Lakh salary, New Regime tax is just ₹97,500 after ₹75k standard deduction (AY 2026-27). Old Regime requires over ₹4.5 Lakh in deductions to break even.
6 min read
Tax on ₹20 Lakh Salary: Take-Home Pay & Optimization Strategy
At ₹20 Lakh gross salary, New Regime tax in AY 2026-27 is ₹1,92,400 (Effective tax rate ~9.62%), yielding higher monthly take-home pay.
5 min read
Standard Deduction Explained: ₹75,000 in New Regime vs ₹50,000 in Old
Standard deduction is a flat deduction allowed from gross salary without requiring any bills, proofs, or expense receipts.